High Net Wealth

You are among the elite few who have achieved financial success and security. You have worked hard to build your wealth, whether through a high-powered career or a successful business. You have enough assets to not only take care of yourself, but also your children and future generations.

But with great wealth comes great complexity. You face unique challenges that require professional advice. You need a financial plan that is tailored to your specific goals and circumstances. You need a trusted partner who can help you navigate the ever-changing financial landscape.

That’s where we come in. We are experts in financial planning for high net worth individuals. We understand your needs and aspirations. We have helped many people like you before. We don’t just focus on investment outcomes, we focus on lifestyle outcomes. We help you achieve the life you want, without compromising your legacy.

How We Help

Wealth Generation Transfer

Wealth Generation Transfer is the process of passing on your assets to your heirs or beneficiaries in a tax-efficient and strategic way. It involves planning for the future of your family, your business, and your legacy. Whether you want to leave a lasting impact on your community, support a cause you care about, or simply ensure that your loved ones are taken care of, we can help you design a wealth transfer plan that aligns with your goals and values. We will work with you to understand your financial situation, your family dynamics, and your philanthropic aspirations. We will also help you navigate the complex tax and legal issues that may arise when transferring wealth across generations. Our team of experts will provide you with personalised advice and guidance to help you achieve your wealth transfer objectives.

Financial advice

We help you achieve your financial goals with personalised advice. We don’t use a one-size-fits-all approach, we design a plan that fits your needs and preferences.

We’re more than just qualified, we’re passionate about what we do. We have the highest standards of ethics and education in the industry, and we keep up with the latest trends and regulations. We want to make your financial dreams come true.

Superannuation

Superannuation is a great way to save for your retirement, but many Australians don’t make the most of it. Some people don’t know how to use it, others just forget about it.

We can help you get the best out of your superannuation, no matter what kind of fund you have. We can advise you on how to invest your money, how to reduce your taxes, and how to plan for your future.

We are experts in superannuation and we know how to make it work for you. Contact us today for a free review of your superannuation situation.

Investment Advice

We know that wealth management is not a one size fits all solution. We understand that each client has their own unique goals, preferences, values and circumstances that influence their investment decisions. That’s why we offer a personalised approach that takes into account all these factors and helps you create a portfolio that suits your needs and aspirations.

We believe that you should be fully informed and confident about your investments. We explain the risks and rewards of different strategies and ensure that you understand the rationale behind our recommendations. We want you to have peace of mind knowing that your money is invested in a way that aligns with your objectives and values.

Our personalised approach is backed by our Investment Committee, which consists of 6 members, 3 of whom are external advisers to Custodian Financial Group. Our Investment Committee conducts rigorous analysis and research to build and manage portfolios that aim to generate long-term wealth and income for our clients.

We tailor our portfolios to each client’s specific situation and goals. We consider your short-term and long-term needs, your risk tolerance, your ethical/ESG wishes and your desired lifestyle. We also monitor and review your portfolio regularly to ensure that it remains suitable and optimal for you.

Taxation Strategies

Taxation can affect your wealth-building goals, so you need to plan ahead. Investing is not enough if you end up paying too much tax on your income and assets. We can help you choose the best investment vehicles for your situation, such as superannuation, pensions, companies, family trusts and individual investing. We can also help you restructure your income, use tax concessions and avoid unnecessary risks.

We know how to make the most of your money and keep it away from the taxman. Taxation strategies are not just for the rich, they are for everyone who wants to grow their wealth.

Retirement Planning

As financial advisers, our main role is to help you make the most of your money and live the life you want. We understand that leaving full-time work can be a big transition. You may wonder how your life will change, how well-off you will be, and how ready you are for retirement. We listen to your retirement goals and dreams, and design a plan that will help you reach them.

We use advanced modelling tools to customise our advice to your specific needs and situation. We can show you how long your financial assets will last, and how your choices will impact your future income and lifestyle. This will help you make smart decisions and enjoy your retirement with assurance and satisfaction.

Insurance

We know that risk management and insurance are vital but challenging aspects of financial planning. You need to protect your wealth and income from unforeseen events, such as illness, injury, disability or death. But you also need to find the right policy that meets your needs and budget, without overpaying or underinsuring.

That’s why we offer a comprehensive and tailored service for your personal and business insurance needs. Our team of qualified and experienced risk insurance specialists will analyse your situation, advise you on the best options, help you apply and renew your policies, and support you in case of a claim.

Estate Planning

Estate planning is not just about having a Will. It’s about making sure your money and assets go where you want them to, in the most tax-efficient and secure way possible. It’s also about making sure your personal wishes are respected, even if you can’t speak for yourself.

We can help you create an estate plan that covers all the bases, from choosing your beneficiaries and executors, to setting up trusts and powers of attorney. We’ll work with you to understand your situation and goals, and tailor a plan that suits your needs.

What Our Clients Say About Us

“The team at Custodian Financial Group have provided my partner and I with the peace of mind that our future is more secure, especially with a baby on the way! Our money is now working for us rather than the big companies... and they have put a ﬁnancial plan in place that meets our life goals.”

“I have recommended Custodian Financial Group to many of my friends and family and will to anyone, as I have always found that they conduct themselves in the best interest of their clients.”

“My husband and I came to you to discuss our personal superannuation fund and to also discuss the options that were available for our future ﬁnancial planning. We were very impressed with the personalised professional service and advice given to us, and how you have tailored this speciﬁcally to suit our situation and future needs. We felt very comfortable to put our ﬁnances in your care and for you to guide us in the right direction.”

“David and the team are excellent. They provide a tailored service to our personal investment needs. They have been able to provide us with significant guidance and support to ensure that we are best positioned for the future.”